Why Is Car Insurance Important?

Insurance is a very important service, and with the soaring costs of commodities, it is available for almost any product. Whether you are buying an expensive mobile phone, or a house, insurance is available. In the same way, one can and should get car insurance too. Even though automobile insurance is such an important service, not many buy it. Here are some reasons why automobile insurance is important.

Cars cannot stored in the house

You may have garages, or paid parking or you might even park cars in your basement. Even so, there is no foolproof way for you to ensure that your car will never be stolen. The only way to ensure that you will not suffer any monetary loss in the event that your vehicle is lost is to invest in a car insurance policy that insures you against the theft of a car.

There are several others on the road too

Even if you are the best driver, you need to understand that there are other drivers on the road, who would not be as good as you are. In the unfortunate event that your car is involved in an accident with another one, you would need to endure the most of the expenses – unless you want to hire a lawyer, who would charge you at least something for the court case. Therefore, to ensure that you do not face monetary loss in the face of a road accident with another automobile, you should invest in automobile insurance.

These are the two important reasons why car insurance is important for a car owner. Several companies offer car insurance products and services. Automobile insurance is a competitive market, and you could get the best prices if you shop around a bit. To find out more information about auto insurance and the various products, visit the websites online for it.

Thinking of Buying a Classic Mustang Or Vintage Car? Read This Important Information First

The Classic Car Buyers Guide

You’ve always dreamed that one day, you’d be able to finally be able to buy that classic Ford Mustang. Well, if your day has finally arrived, then the reality of needing to know exactly how to find the very best car, has also likely come to mind.

So what exactly constitutes a good deal in a vintage car? After all, you don’t just walk into your local Ford dealership, pick your favorite color and sign on the dotted line. Not usually anyways. Instead of looking at available options and who has the best warranty, you’ll need to know a whole new gamut of questions and why you need to ask them.

For example:

How long ago was the motor rebuilt?

Has this car been restored completely to factory original?

Are the floor pans rusty or have they been replaced?

Is this an original V8 Mustang or was it converted from a six cylinder engine.

There are several reasons for these questions and others, when evaluating a vintage Mustang, Mustang Cobra or, frankly any older classic car. There are two main considerations, assuming you are not simply buying yourself a project car. The first consideration, for any older or vintage car, is determining if all necessary mechanical pieces been repaired or replaced to ensure road safety and guarantee that you will pass any required local mechanical inspections needed for licensing.

The second reason is to help determine the value of the car. For example, a six cylinder Ford Mustang that’s in identical shape as the same vintage car powered by a V8, always costs less. Pony car buyers tend to associate the V8 engine with the Mustang and that bumps the price upwards. Cars with the V8 are becoming more rare and that has caused their price to go up even more.

So, enterprising mechanics and enthusiasts have started converting these less desired cars to a V8 engine. This tends to put the price somewhere between a genuine car and an inline 6 cylinder car. Here’s some other guidelines. A convertible, just like when they were new, is more expensive and desirable than a coupe. A fastback or sports roof (same thing) is more expensive than a coupe, but possibly not more than a convertible. So all other things being equal, a six cylinder Ford Mustang coupe would be the least expensive classic pony car.

Some people prefer all original low mileage cars over a restored car. Depending on how rare the car is, this could bring the car up or down in price.

Many areas have special low insurance rates for a collector car or antique car. Typically, to qualify, the car must be completely original, no custom wheels, no lowering, no big pipes or tires hanging out. So if that’s your plan, make sure you check your local regulations before you buy. Then you can educate yourself as to what needs to be there in order for your new car to qualify.

Whew! Not so simple. But let’s not get bogged down in too many details. If we set out some specific guidelines, then we can skip some steps. Most importantly, start looking at Mustang pictures, on the internet, and the library and magazine racks.

Decide what vintages and styles of pony car you like and forget the rest. Is a V8 important or are you mostly interested in finding a nice looking, well running solid car? Is your primary interest, an ultra high performance car. Do you want a classic design with a modern power train, upgraded brakes and suspension? If you answered yes, to the last question, then your choice is now commonly known as a Restomod.

Once you’ve come to a decision, it’s simply a matter of making sure you’ve checked the mechanical details or hired a qualified mechanic who’s up for the job and comparing similar Mustangs for the best combination of, exterior condition, mechanical shape and price.

Use this guide along with online resources to help you know which years had which options, engines and which features are important and you’ll be cruising in style in no time.